Insurance Licensing NY-Life-Accident-and-Health Exam : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Section

Objectives

Topic 1: State Regulations (New York)

- Ethics and compliance

1. Unfair trade practices
2. Producer responsibilities and conduct

- Licensing requirements

1. Application and background checks
2. Pre-licensing education requirements

Topic 2: Accident and Health Insurance

- Health insurance products

1. Disability income insurance
2. Hospital and medical expense coverage

- Policy features and provisions

1. Elimination periods and benefit limits
2. Coordination of benefits

Topic 3: Insurance Fundamentals

- Principles of insurance and risk management

1. Insurable interest and indemnity concepts
2. Risk classification and pooling of risk

- Insurance contract law basics

1. Policy provisions and clauses
2. Elements of a valid contract

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question #1

Under Workers ' Compensation, injured employees are covered for all of the following losses EXCEPT

A. pain and suffering.
B. loss of wages.
C. medical expenses.
D. occupational illness.

Reveal Solution Discussion 0

Correct Answer: A 🗳️