Insurance Licensing Pennsylvania Life, Accident and Health : PA-Life-Accident-and-Health Exam

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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question 1

An insured under a disability income policy is receiving monthly benefit checks after losing both legs in an automobile accident. Although the insured could be assigned desk duties, the condition that automatically qualifies this insured for total disability classification is

A. residual.
B. presumptive.
C. recurrent.
D. partial.

Question 2

The commissioner may refuse to issue a license if the applicant

A. has allowed an insurance license to lapse.
B. provided incorrect information on licensing application
C. Is not a resident of Pennsylvania.
D. is 20-years of age.

Question 3

The levels of coverage defined in the Affordable Care Act are

A. HMO, EPO, POS, and PPO.
B. Bronze, Silver. Gold, and Platinum.
C. Individual, Parent-Child, Spousal, and Family.
D. Child Only, Limited Benefit Plan, Catastrophic, and Major Medical

Question 4

Rob. Joe. and Mike are brothers who have a $60,000 "first-to-die" joint life policy covering all three of their lives. If Joe dies first, the policy

A. must be shared equally by Rob and Joe's wife.
B. must be awarded to Joe's estate.
C. will accumulate with interest until another brother dies and then be awarded to the surviving brother.
D. will not provide further Insurance protection.

Question 5

A temporary insurance producer license may be initially issued for a maximum of:

A. 30 days
B. 365 days
C. 180 days
D. 90 days

Solutions: